Track policies, model loan strategies, eliminate debt, and protect your family's legacy — all in one beautifully simple platform.
No credit card to start · Cancel anytime · Your data is never sold
Your entire whole life portfolio at a glance — real-time metrics, loan health, and actionable insights.
3 active policies · updated just now
Total Cash Value
$284,500
CV Remaining
$196,200
Loans Outstanding
$88,300
Portfolio Leverage
31.0%
Policies
Cash Value Growth
Purpose-built for IBC practitioners, policyholders, and their families.
Track every whole life policy in one place — cash value, death benefit, loan balances, and portfolio leverage at a glance.
Any carrier, any number of policies, one price. Totals update the moment you add a policy, so you can answer “what is this worth today” without calling anyone.
See how it worksMonthly and annual loan projectors that model interest accrual, repayment schedules, and long-term policy health for NDR policies.
Upload a carrier illustration and the year-by-year values populate the projector. Model the loan before you take it — repayment schedule, interest, lapse risk.
See the projectionsSnowball, Avalanche, and Cash Flow Index strategies modeled side-by-side with a Consolidation simulator.
Cash Flow Index ranks your debts by how much monthly liquidity each payoff frees, not just by rate. Often a different answer from Avalanche — and a better one.
Compare strategiesNeed A New Agent? Connect with vetted Infinite Banking specialists, estate attorneys, CPAs, and financial advisors.
Matched on what you actually need, not on who paid to be listed. You decide whether to make contact, and your policy data is never handed over.
Find an agentAutomated check-in emails keep your beneficiaries current. If you pass, your family gets a guided claims response process.
Billions in benefits go unclaimed because nobody knew the policy existed. B.R.T. keeps beneficiary details current and notifies them, and your attorney or CPA, when it matters.
How B.R.T. worksNever miss a premium. Smart calendar surfaces upcoming payment dates color-coded by urgency across all policies.
Premiums, loan repayments and check-in dates on one calendar, colour-coded by how close they are. A lapsed policy is the most expensive mistake in this asset class.
Start freeFour simple steps to unlock the full power of your whole life policy.
Import your whole life policies in minutes — premiums, cash value, loans, beneficiaries.
Use the Monthly & Annual trackers to model loan strategies and visualize policy health over time.
Pick a payoff strategy and watch the simulator calculate your fastest path to financial freedom.
Activate B.R.T. and connect your professional team so your family is never left in the dark.
Start free. Add your first policy in under five minutes.